THE BUYING PROCESS

Here are some steps you can expect to go through in buying real estate:

Call a lender and get pre-approved.  How much can you afford to pay?

Define your dream home.  Separate your "must haves" from the amenities you would like to have.

Contact CENTURY 21 SCHNEIDER REALTY and put us to work for you!

Review results of our search for properties within your price range.

After visiting those properties that are of interest to you, sit down with your CENTURY 21 SCHNEIDER agent to make an offer based on recent sales and trends in the market.

Once negotiations are complete and a price is agreed upon, conduct a home inspection with an engineer to inspect for potential problems. 

Meet with the lender to start the loan application process.

Hire an attorney with experience with real estate transactions, who will review the contracts prepared by the seller's attorney.

Sign the approved contracts and provide the agreed upon down payment.

Take the fully-executed contract to the lender to complete the loan application.

YOU ARE ON YOUR WAY TO HOME OWNERSHIP!

When you get your final commitment from the lender, call your attorney to establish a closing date.

CONGRATULATIONS - YOU ARE A NEW HOMEOWNER!